Are you ready for a NEW CAR?
Buying a car can be stressful but it doesn’t have to be if you are prepared. It’s all on how you go into the dealership. If you just go in on a whim then you might get a vehicle you don’t want or can afford. I have some tips for you to think about before heading out to buy a new car.
- RESEARCH. If you don’t do anything else, please do your research. Remember knowledge is power. Do the research online; you can search on sites like Kelley’s Blue Book, Auto Trader, Consumer Reports and even talk to family and friends. Make sure you also research your trade-in, what the market value is on the car would come in handy when you need to bargain a price.
- NEGOTIATE TERMS. Purchasing a car is a critical investment in your life, you will be paying it off for three to six years. You want to walk into the dealership with confidence. Know what you want, what you can pay, and then stick to your guns, and don’t feel bad about walking away from any offers.
- BE OPEN MINDED. Buying a NEW car is what we all want to do but don’t overlook that used car in your price range. Don’t go into debt just to have the newest car on the block. Go into the buying process with an open mind, considering both new and used cars and running the numbers before making your final decision.
- FACTOR IN INSURANCE PAYMENTS TOO! Cool, you have a new car but guess what you need insurance too. Do your research on insurance. Call your broker and tell them you might be buying a car soon and what are your options. Get insurance premium quotes by providing information about the car’s make, model and then your personal information including age, marital status, and driving record. This will help you determine what you can afford each month for your car payment plus insurance.
- ALWAYS TEST DRIVE THE VEHICLE. First thing is to make sure you are comfortable. If you have a family, bring them so you can see how everyone fits and if they agree on the comfort too. Make sure the idle of the car is smooth and quiet. Check all your views to see if you can see all the areas in the mirror you need. Double check on the controls to make sure everything is working correctly and easy to use. The brakes are probably the most important to see about the sensitivity and how well it stops.
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Buying a car is all about what you want but in the end, buying a car is a major purchase. It’s important to research each and every aspect of the process. Take the time to educate yourself and make sure to follow the tips outlined in this article.
Do you have any other tips for buying a car?